Mastercard currently allows the processing of clearing messages associated with unapproved authorization requests. As of 11 April 2025, Mastercard will expand an existing clearing edit to ensure that each First Presentment/1240 message is associated with an approved Authorization Request Response/0110 message. Clearing records submitted without an associated approved Authorization Response message will be rejected by the Clearing system.

Effective 1 March 2023, Mastercard created a new edit to help ensure acquirers are submitting the Trace ID value in MIT or recurring payment transactions in the Authorization Request/0100 message, as described in bulletin announcement AN 2630 Use of Trace ID to Support PSD2 Recurring Payment Requirements.

Effective 1 November 2024, Mastercard will update the edit for MIT Recurring Trace ID Usage Europe to include monitoring for the default Trace ID (MCC9999991231), sometimes also referred to as dummy Trace ID, as described in bulletin announcement AN 2723 Revised Standards for Europe Region PSD2 RTS Compliance for Remote Electronic Transactions, and Mastercard will lower the edit threshold from 99 percent to 95 percent. Mastercard has stated 1 February 2025 as the Comply By date for this Data Integrity edit.

Please reach out to your Silverflow representative if you have any questions or concerns regarding your MIT implementation and how this edit may impact you.

From February 14th, Visa will implement changes to allow certain existing MCCs: 7801,7802, 7995, 9406 for gambling to be sent in OCTs containing a BAI value of GP (Gambling Payout) or OG (Online Gambling Payout).

Visa will require acquirers in the specified countries in the Europe region that process account funding transactions (AFTs) or original credit transactions (OCTs) to support Account Name Inquiry requests for their merchants.